What health insurance costs without a subsidy in Laurens County, South Carolina (2026)
In Laurens County, South Carolina, the benchmark silver plan costs $588.11/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $416.57 to $852.60. A 60-year-old pays at least $884.63/month, a 21-year-old at least $325.95. 4 insurers offer 65 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $325.95/mo
- Age 40 — starting at $416.57/mo
- Age 60 — starting at $884.63/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $416.57/mo
- Silver — starting at $581.72/mo
- Gold — starting at $608.11/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Laurens County (FIPS 45059).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (65)
- Blue Reedy Bronze 2 — Bronze · $416.57/mo @ 40
- First Choice Next Bronze Essential — Bronze · $494.14/mo @ 40
- UHC Bronze Essential- — Bronze · $524.76/mo @ 40
- UHC Bronze Essential — Bronze · $524.80/mo @ 40
- Blue Reedy Standard Expanded Bronze — Expanded Bronze · $433.04/mo @ 40
- Blue Reedy Bronze 1 — Expanded Bronze · $436.18/mo @ 40
- Everyday Bronze — Expanded Bronze · $456.15/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $457.49/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $471.21/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $477.81/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $486.71/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $486.87/mo @ 40
- Elite Bronze — Expanded Bronze · $520.40/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $523.16/mo @ 40
- First Choice Next Bronze Signature — Expanded Bronze · $532.31/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $533.24/mo @ 40
- First Choice Next Bronze Premier — Expanded Bronze · $536.69/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $537.58/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $548.08/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $554.37/mo @ 40
- UHC Bronze Standard Plus Chiro — Expanded Bronze · $558.52/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $573.11/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded — Expanded Bronze · $573.26/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) — Expanded Bronze · $589.00/mo @ 40
- Standard Gold — Gold · $608.11/mo @ 40
- Blue Reedy Gold 1 — Gold · $647.32/mo @ 40
- Blue Reedy Standard Gold — Gold · $672.48/mo @ 40
- BlueEssentials Gold 5 — Gold · $719.75/mo @ 40
- First Choice Next Gold Signature — Gold · $723.35/mo @ 40
- First Choice Next Gold Premier — Gold · $742.77/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $744.38/mo @ 40
- BlueEssentials Gold 1 — Gold · $755.75/mo @ 40
- BlueEssentials Standard Gold — Gold · $758.72/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $794.41/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded — Gold · $812.93/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $816.93/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $817.50/mo @ 40
- UHC Gold Standard — Gold · $828.55/mo @ 40
- UHC Gold Standard Plus Chiro — Gold · $832.67/mo @ 40
- UHC Gold Advantage — Gold · $836.86/mo @ 40
Showing first 40 of 65 plans on file.
Reviewed by Jason Burns, Editorial Steward.