What health insurance costs without a subsidy in York County, South Carolina (2026)
In York County, South Carolina, the benchmark silver plan costs $614.44/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $479.85 to $823.76. A 60-year-old pays at least $1019.02/month, a 21-year-old at least $375.47. 4 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $375.47/mo
- Age 40 — starting at $479.85/mo
- Age 60 — starting at $1019.02/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $612.70/mo
- Gold — starting at $653.42/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, InStil Health, Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for York County (FIPS 45091).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- Lancaster County — $604.62/mo benchmark
Plans available in this county (48)
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $479.85/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $488.78/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $488.94/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $525.39/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $535.51/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $550.41/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $575.55/mo @ 40
- Everyday Bronze — Expanded Bronze · $617.92/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $619.73/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $638.32/mo @ 40
- Elite Bronze — Expanded Bronze · $704.95/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $728.22/mo @ 40
- Molina Gold Core 1640 — Gold · $653.42/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $657.73/mo @ 40
- Molina Gold Value — Gold · $659.16/mo @ 40
- Molina Gold Value Plus with Adult Vision — Gold · $663.46/mo @ 40
- InHealth Basic Plus Standard — Gold · $669.14/mo @ 40
- Molina Gold Standard — Gold · $682.58/mo @ 40
- Molina Gold Value Plus with Adult Dental and Vision — Gold · $683.24/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $700.17/mo @ 40
- BlueEssentials Gold 5 — Gold · $722.82/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $747.55/mo @ 40
- BlueEssentials Gold 1 — Gold · $758.97/mo @ 40
- BlueEssentials Standard Gold — Gold · $761.95/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $797.79/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $820.41/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $820.98/mo @ 40
- Standard Gold — Gold · $823.76/mo @ 40
- InHealth Basic 1 — Silver · $612.70/mo @ 40
- InHealth Basic 1 + Adult Vision — Silver · $614.44/mo @ 40
- InHealth Basic 2 — Silver · $632.73/mo @ 40
- InHealth Basic Standard — Silver · $636.38/mo @ 40
- Molina Silver Saver — Silver · $636.52/mo @ 40
- Molina Silver Standard — Silver · $640.31/mo @ 40
- Molina Silver Core — Silver · $641.24/mo @ 40
- Molina Silver Core Plus with Adult Vision — Silver · $645.54/mo @ 40
- Molina Silver Core Plus with Adult Dental and Vision — Silver · $665.32/mo @ 40
- BlueEssentials Silver 14 — Silver · $697.27/mo @ 40
- BlueEssentials Silver 14 + Adult Vision — Silver · $699.09/mo @ 40
- Blue VirtuConnect Silver 1 — Silver · $700.39/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.