First Choice Next Bronze Premier — full price in Laurens County, South Carolina (2026)
First Choice Next Bronze Premier (73107SC0010006), a expanded bronze plan from First Choice Next in Laurens County, South Carolina, costs $536.69/month full price for a 40-year-old in 2026 — $1139.72 at 60, with a $3,850 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010006 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $419.95 |
| 27 | $440.10 |
| 30 | $476.64 |
| 40 | $536.69 |
| 50 | $750.02 |
| 60 | $1139.72 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,850
- Family deductible: $7,700
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $588.11/mo. This plan is $536.69/mo at 40 — a difference of $-51.42/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Laurens County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Reedy Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $433.04 |
| Blue Reedy Bronze 1 | BlueCross BlueShield of South Carolina | $436.18 |
| Everyday Bronze | Ambetter from Absolute Total Care | $456.15 |
| Standard Expanded Bronze | Ambetter from Absolute Total Care | $457.49 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Absolute Total Care | $471.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010006 in FIPS 45059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Laurens County
Reviewed by Jason Burns, Editorial Steward.