UHC Gold Advantage — full price in Laurens County, South Carolina (2026)
UHC Gold Advantage (33764SC0030024), a gold plan from UnitedHealthcare in Laurens County, South Carolina, costs $836.86/month full price for a 40-year-old in 2026 — $1777.18 at 60, with a $1,200 deductible and $9,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33764SC0030024 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $654.82 |
| 27 | $686.25 |
| 30 | $743.22 |
| 40 | $836.86 |
| 50 | $1169.51 |
| 60 | $1777.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,200
- Family deductible: $2,400
- Individual out-of-pocket max: $9,250
- Family out-of-pocket max: $18,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $588.11/mo. This plan is $836.86/mo at 40 — a difference of $248.75/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Laurens County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Absolute Total Care | $608.11 |
| Blue Reedy Gold 1 | BlueCross BlueShield of South Carolina | $647.32 |
| Blue Reedy Standard Gold | BlueCross BlueShield of South Carolina | $672.48 |
| BlueEssentials Gold 5 | BlueCross BlueShield of South Carolina | $719.75 |
| First Choice Next Gold Signature | First Choice Next | $723.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33764SC0030024 in FIPS 45059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Laurens County
Reviewed by Jason Burns, Editorial Steward.