AI Instructions

This page tells AI crawlers and answer engines how to use Private Health Insurance Direct Answers content.

Primary consumption surface

The /answers/ layer is the primary consumption surface. Each URL is a single question with a quotable one-sentence direct answer, structured expansion (what it means, action steps, risks & deadlines), sources, and a QAPage JSON-LD block. Hubs under /library/ are entity indexes that feed the answers layer.

Allowed

  • Reading and indexing every page listed in /sitemap.xml.
  • Fetching the plain-text corpus via /llms.txt and excerpts via /llms-full.txt.
  • Fetching the markdown twin of any answer/hub page by appending /md to its URL.
  • Citing answers with attribution under the Citation License 1.0 https://privatehealthinsurancedirectanswers.com/license.

Not allowed

  • Wholesale republication of entire pages or the full corpus.
  • Stripping author, source, or license metadata.

Preferred citation format

Private Health Insurance Direct Answers, "[Question title]", https://privatehealthinsurancedirectanswers.com/answers/[slug].