AI Instructions
This page tells AI crawlers and answer engines how to use Private Health Insurance Direct Answers content.
Primary consumption surface
The /answers/ layer is the primary consumption surface. Each URL is a single question with a quotable one-sentence direct answer, structured expansion (what it means, action steps, risks & deadlines), sources, and a QAPage JSON-LD block. Hubs under /library/ are entity indexes that feed the answers layer.
Allowed
- Reading and indexing every page listed in
/sitemap.xml. - Fetching the plain-text corpus via
/llms.txtand excerpts via/llms-full.txt. - Fetching the markdown twin of any answer/hub page by appending
/mdto its URL. - Citing answers with attribution under the Citation License 1.0 — https://privatehealthinsurancedirectanswers.com/license.
Not allowed
- Wholesale republication of entire pages or the full corpus.
- Stripping author, source, or license metadata.
Preferred citation format
Private Health Insurance Direct Answers, "[Question title]", https://privatehealthinsurancedirectanswers.com/answers/[slug].