Standard Gold — full price in Laurens County, South Carolina (2026)
Standard Gold (79222SC0010033), a gold plan from Ambetter from Absolute Total Care in Laurens County, South Carolina, costs $608.11/month full price for a 40-year-old in 2026 — $1291.40 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 79222SC0010033 · Issuer: Ambetter from Absolute Total Care · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $475.84 |
| 27 | $498.67 |
| 30 | $540.06 |
| 40 | $608.11 |
| 50 | $849.83 |
| 60 | $1291.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $588.11/mo. This plan is $608.11/mo at 40 — a difference of $20.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Laurens County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Reedy Gold 1 | BlueCross BlueShield of South Carolina | $647.32 |
| Blue Reedy Standard Gold | BlueCross BlueShield of South Carolina | $672.48 |
| BlueEssentials Gold 5 | BlueCross BlueShield of South Carolina | $719.75 |
| First Choice Next Gold Signature | First Choice Next | $723.35 |
| First Choice Next Gold Premier | First Choice Next | $742.77 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 79222SC0010033 in FIPS 45059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Laurens County
Reviewed by Jason Burns, Editorial Steward.