First Choice Next Silver Premier — full price in Laurens County, South Carolina (2026)
First Choice Next Silver Premier (73107SC0010007), a silver plan from First Choice Next in Laurens County, South Carolina, costs $645.65/month full price for a 40-year-old in 2026 — $1371.11 at 60, with a $400 deductible and $10,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010007 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $505.20 |
| 27 | $529.45 |
| 30 | $573.40 |
| 40 | $645.65 |
| 50 | $902.29 |
| 60 | $1371.11 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $400
- Family deductible: $800
- Individual out-of-pocket max: $10,200
- Family out-of-pocket max: $20,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $588.11/mo. This plan is $645.65/mo at 40 — a difference of $57.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Laurens County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Absolute Total Care | $581.72 |
| Focused Silver | Ambetter from Absolute Total Care | $588.11 |
| Standard Silver + Vision + Adult Dental | Ambetter from Absolute Total Care | $600.92 |
| Blue Reedy Silver 2 | BlueCross BlueShield of South Carolina | $616.49 |
| Blue Reedy Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $618.29 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010007 in FIPS 45059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Laurens County
Reviewed by Jason Burns, Editorial Steward.