What health insurance costs without a subsidy in Columbia County, Wisconsin (2026)
In Columbia County, Wisconsin, the benchmark silver plan costs $586.62/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $360.54 to $775.02. A 60-year-old pays at least $765.65/month, a 21-year-old at least $282.12. 4 insurers offer 49 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $282.12/mo
- Age 40 — starting at $360.54/mo
- Age 60 — starting at $765.65/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $451.81/mo
- Silver — starting at $579.16/mo
- Gold — starting at $611.58/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Aspirus Health Plan, Dean Health Plan, Group Health Cooperative-SCW, Quartz
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Columbia County (FIPS 55021).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (49)
- HMO Bronze 10000 — Bronze · $451.81/mo @ 40
- Partners HMO Bronze 6000 Ded/10600 MOOP HSA — Bronze · $474.42/mo @ 40
- Partners HMO Bronze 10600 Ded/10600 MOOP HSA — Bronze · $500.18/mo @ 40
- POS Bronze 8500 — Bronze · $523.99/mo @ 40
- HMO Catastrophic 10600 with 3 free PCP visits — Catastrophic · $360.54/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH CATASTROPHIC $10,600 DED — Catastrophic · $517.75/mo @ 40
- Dean Bronze Share — Expanded Bronze · $383.93/mo @ 40
- Dean Bronze $0 Copay PCP Visits — Expanded Bronze · $422.09/mo @ 40
- Dean Expanded Bronze Standard — Expanded Bronze · $451.63/mo @ 40
- HMO Bronze 7500 — Expanded Bronze · $467.53/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $10,150 DED — Expanded Bronze · $493.25/mo @ 40
- Partners HMO Bronze 7500 Ded/10000 MOOP HSA — Expanded Bronze · $504.03/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $10,150 DED — Expanded Bronze · $509.86/mo @ 40
- HMO Bronze $0 Medical Deductible — Expanded Bronze · $514.96/mo @ 40
- POS Bronze 7500 — Expanded Bronze · $529.90/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE STANDARD EASY PRICING — Expanded Bronze · $537.78/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $0 MEDICAL DED — Expanded Bronze · $555.39/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) STANDARD EASY PRICING — Expanded Bronze · $555.89/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $0 MEDICAL DED — Expanded Bronze · $574.10/mo @ 40
- Partners HMO Gold 1500 Ded/8000 MOOP with Vision — Gold · $611.58/mo @ 40
- Dean Gold Share — Gold · $614.96/mo @ 40
- HMO Gold 2700 — Gold · $622.91/mo @ 40
- HMO Gold 2000 — Gold · $627.40/mo @ 40
- Partners HMO Gold 2000 Ded/8200 MOOP — Gold · $633.48/mo @ 40
- Partners HMO Gold 4000 Ded/4000 MOOP HSA — Gold · $637.35/mo @ 40
- Dean Gold Standard — Gold · $637.62/mo @ 40
- Dean Gold HSA — Gold · $651.97/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH GOLD $4,000 DED — Gold · $693.18/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) $4,000 DED — Gold · $716.53/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE $700 DED — Gold · $739.57/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH GOLD STANDARD EASY PRICING — Gold · $749.77/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE (DENTAL & VISION) $700 DED — Gold · $764.48/mo @ 40
- QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) STANDARD EASY PRICING — Gold · $775.02/mo @ 40
- HMO Silver 6000 — Silver · $579.16/mo @ 40
- HMO Silver 6600 — Silver · $586.62/mo @ 40
- HMO HDHP Silver 5900 — Silver · $605.59/mo @ 40
- Dean Silver $0 Copay PCP Visits — Silver · $609.88/mo @ 40
- Dean Silver Share — Silver · $623.56/mo @ 40
- Partners HMO Silver 6000 Ded/8900 MOOP — Silver · $624.80/mo @ 40
- Partners HMO Silver 5500 Ded/8500 MOOP with Vision — Silver · $630.85/mo @ 40
Showing first 40 of 49 plans on file.
Reviewed by Jason Burns, Editorial Steward.