HMO Silver 6000 — full price in Columbia County, Wisconsin (2026)
HMO Silver 6000 (86584WI0010012), a silver plan from Aspirus Health Plan in Columbia County, Wisconsin, costs $579.16/month full price for a 40-year-old in 2026 — $1229.93 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010012 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $453.18 |
| 27 | $474.93 |
| 30 | $514.36 |
| 40 | $579.16 |
| 50 | $809.38 |
| 60 | $1229.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $586.62/mo. This plan is $579.16/mo at 40 — a difference of $-7.46/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Columbia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| HMO Silver 6600 | Aspirus Health Plan | $586.62 |
| HMO HDHP Silver 5900 | Aspirus Health Plan | $605.59 |
| Dean Silver $0 Copay PCP Visits | Dean Health Plan | $609.88 |
| Dean Silver Share | Dean Health Plan | $623.56 |
| Partners HMO Silver 6000 Ded/8900 MOOP | Group Health Cooperative-SCW | $624.80 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010012 in FIPS 55021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Columbia County
Reviewed by Jason Burns, Editorial Steward.