What health insurance costs without a subsidy in Ashland County, Wisconsin (2026)
In Ashland County, Wisconsin, the benchmark silver plan costs $777.50/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $562.08 to $1171.32. A 60-year-old pays at least $1193.64/month, a 21-year-old at least $439.81. 3 insurers offer 34 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $439.81/mo
- Age 40 — starting at $562.08/mo
- Age 60 — starting at $1193.64/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $648.28/mo
- Silver — starting at $774.00/mo
- Gold — starting at $775.98/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Medica, Security Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Ashland County (FIPS 55003).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
- Eau Claire County — $746.29/mo benchmark
Plans available in this county (34)
- Select $9,500 — Bronze · $648.28/mo @ 40
- Select Protection — Catastrophic · $608.39/mo @ 40
- Medica Individual Choice Bronze Share — Expanded Bronze · $562.08/mo @ 40
- Medica Individual Choice Expanded Bronze Standard — Expanded Bronze · $610.41/mo @ 40
- Medica Individual Choice Bronze HSA — Expanded Bronze · $624.33/mo @ 40
- Select $7,500 — Expanded Bronze · $648.46/mo @ 40
- Select $7,500 HDHP — Expanded Bronze · $681.97/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $707.91/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $715.77/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $716.91/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $759.03/mo @ 40
- Premier $7,500 — Expanded Bronze · $821.34/mo @ 40
- Premier $7,500 HDHP — Expanded Bronze · $863.79/mo @ 40
- Medica Individual Choice Gold $0 Copay PCP Visits — Gold · $775.98/mo @ 40
- Medica Individual Choice Gold Share — Gold · $792.14/mo @ 40
- Medica Individual Choice Gold Standard — Gold · $801.34/mo @ 40
- Select $3,500 - 30% — Gold · $851.02/mo @ 40
- Select $2,000 - 25% — Gold · $924.78/mo @ 40
- Premier $3,500 - 30% — Gold · $1077.91/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $1095.68/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $1095.74/mo @ 40
- Premier $2,000 - 25% — Gold · $1171.32/mo @ 40
- Select $6,000 - 40% — Silver · $774.00/mo @ 40
- Medica Individual Choice Silver $0 Copay PCP Visits — Silver · $777.50/mo @ 40
- Select $4,000 - 50% — Silver · $790.62/mo @ 40
- Medica Individual Choice Silver Share — Silver · $794.62/mo @ 40
- Medica Individual Choice Silver Standard — Silver · $796.62/mo @ 40
- Select $5,000 HDHP — Silver · $838.44/mo @ 40
- Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $953.75/mo @ 40
- Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) — Silver · $953.95/mo @ 40
- Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $954.49/mo @ 40
- Premier $6,000 - 40% — Silver · $980.34/mo @ 40
- Premier $4,000 - 50% — Silver · $1001.40/mo @ 40
- Premier $5,000 HDHP — Silver · $1061.97/mo @ 40
Reviewed by Jason Burns, Editorial Steward.