Partners HMO Gold 4000 Ded/4000 MOOP HSA — full price in Columbia County, Wisconsin (2026)
Partners HMO Gold 4000 Ded/4000 MOOP HSA (94529WI0240023), a gold plan from Group Health Cooperative-SCW in Columbia County, Wisconsin, costs $637.35/month full price for a 40-year-old in 2026 — $1353.50 at 60, with a $4,000 deductible and $4,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 94529WI0240023 · Issuer: Group Health Cooperative-SCW · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $498.72 |
| 27 | $522.65 |
| 30 | $566.04 |
| 40 | $637.35 |
| 50 | $890.70 |
| 60 | $1353.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $4,000
- Family out-of-pocket max: $8,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $586.62/mo. This plan is $637.35/mo at 40 — a difference of $50.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Columbia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Partners HMO Gold 1500 Ded/8000 MOOP with Vision | Group Health Cooperative-SCW | $611.58 |
| Dean Gold Share | Dean Health Plan | $614.96 |
| HMO Gold 2700 | Aspirus Health Plan | $622.91 |
| HMO Gold 2000 | Aspirus Health Plan | $627.40 |
| Partners HMO Gold 2000 Ded/8200 MOOP | Group Health Cooperative-SCW | $633.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 94529WI0240023 in FIPS 55021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Columbia County
Reviewed by Jason Burns, Editorial Steward.