Dean Gold Standard — full price in Columbia County, Wisconsin (2026)
Dean Gold Standard (38345WI0010162), a gold plan from Dean Health Plan in Columbia County, Wisconsin, costs $637.62/month full price for a 40-year-old in 2026 — $1354.06 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0010162 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $498.92 |
| 27 | $522.87 |
| 30 | $566.27 |
| 40 | $637.62 |
| 50 | $891.07 |
| 60 | $1354.06 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $586.62/mo. This plan is $637.62/mo at 40 — a difference of $51.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Columbia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Partners HMO Gold 1500 Ded/8000 MOOP with Vision | Group Health Cooperative-SCW | $611.58 |
| Dean Gold Share | Dean Health Plan | $614.96 |
| HMO Gold 2700 | Aspirus Health Plan | $622.91 |
| HMO Gold 2000 | Aspirus Health Plan | $627.40 |
| Partners HMO Gold 2000 Ded/8200 MOOP | Group Health Cooperative-SCW | $633.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0010162 in FIPS 55021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Columbia County
Reviewed by Jason Burns, Editorial Steward.