What health insurance costs without a subsidy in Grady County, Oklahoma (2026)
In Grady County, Oklahoma, the benchmark silver plan costs $702.27/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $495.40 to $1299.99. A 60-year-old pays at least $1052.05/month, a 21-year-old at least $387.64. 4 insurers offer 41 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $387.64/mo
- Age 40 — starting at $495.40/mo
- Age 60 — starting at $1052.05/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $495.40/mo
- Silver — starting at $696.92/mo
- Gold — starting at $692.16/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Oklahoma, Medica, Mending Health, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Grady County (FIPS 40051).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Oklahoma
- Cimarron County — $817.70/mo benchmark
- Coal County — $817.70/mo benchmark
- Custer County — $817.70/mo benchmark
- Texas County — $817.70/mo benchmark
- Washita County — $817.70/mo benchmark
Plans available in this county (41)
- UHC Bronze Essential (No Referrals) — Bronze · $495.40/mo @ 40
- Blue Advantage Bronze PPO℠ 202 — Bronze · $609.85/mo @ 40
- Blue Preferred Security PPO℠ 200 — Catastrophic · $913.02/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $513.45/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $535.36/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $539.97/mo @ 40
- MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) — Expanded Bronze · $542.76/mo @ 40
- MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) — Expanded Bronze · $553.48/mo @ 40
- Harmony by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $641.86/mo @ 40
- Blue Advantage Bronze PPO℠ Standard — Expanded Bronze · $647.31/mo @ 40
- Harmony by Medica Expanded Bronze Standard — Expanded Bronze · $655.33/mo @ 40
- Harmony by Medica Bronze Premier — Expanded Bronze · $677.68/mo @ 40
- Blue Advantage Bronze PPO℠ 203 — Expanded Bronze · $697.21/mo @ 40
- Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $986.73/mo @ 40
- MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) — Gold · $692.16/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $703.80/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) — Gold · $710.90/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Gold · $732.81/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $742.97/mo @ 40
- MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) — Gold · $782.72/mo @ 40
- Blue Advantage Gold PPO℠ 309 — Gold · $802.43/mo @ 40
- Blue Advantage Gold PPO℠ 604 — Gold · $825.52/mo @ 40
- Blue Advantage Gold PPO℠ Standard — Gold · $854.60/mo @ 40
- Harmony by Medica Gold $0 Copay PCP Visits — Gold · $856.78/mo @ 40
- Harmony by Medica Gold Share — Gold · $867.63/mo @ 40
- Harmony by Medica Gold Standard — Gold · $937.49/mo @ 40
- Blue Preferred Gold PPO℠ Standard — Gold · $1260.62/mo @ 40
- MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) — Silver · $696.92/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $702.27/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver · $707.83/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver · $716.29/mo @ 40
- UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $729.74/mo @ 40
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $738.20/mo @ 40
- MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) — Silver · $788.06/mo @ 40
- Blue Advantage Silver PPO℠ 501 — Silver · $824.19/mo @ 40
- Blue Advantage Silver PPO℠ Standard — Silver · $868.66/mo @ 40
- Blue Advantage Silver PPO℠ 204 — Silver · $874.16/mo @ 40
- Harmony by Medica Silver $0 Copay PCP Visits — Silver · $905.41/mo @ 40
- Harmony by Medica Silver Share — Silver · $906.91/mo @ 40
- Harmony by Medica Silver Standard — Silver · $964.61/mo @ 40
Showing first 40 of 41 plans on file.
Reviewed by Jason Burns, Editorial Steward.