Blue Preferred Gold PPO℠ Standard — full price in Grady County, Oklahoma (2026)
Blue Preferred Gold PPO℠ Standard (87571OK0350200), a gold plan from Blue Cross and Blue Shield of Oklahoma in Grady County, Oklahoma, costs $1260.62/month full price for a 40-year-old in 2026 — $2677.09 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 87571OK0350200 · Issuer: Blue Cross and Blue Shield of Oklahoma · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $986.40 |
| 27 | $1033.75 |
| 30 | $1119.56 |
| 40 | $1260.62 |
| 50 | $1761.71 |
| 60 | $2677.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.27/mo. This plan is $1260.62/mo at 40 — a difference of $558.35/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Grady County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Mending Health | $692.16 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $703.80 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $710.90 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | UnitedHealthcare | $732.81 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | UnitedHealthcare | $742.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 87571OK0350200 in FIPS 40051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grady County
Reviewed by Jason Burns, Editorial Steward.