Harmony by Medica Gold Share — full price in Grady County, Oklahoma (2026)
Harmony by Medica Gold Share (21333OK0010074), a gold plan from Medica in Grady County, Oklahoma, costs $867.63/month full price for a 40-year-old in 2026 — $1842.52 at 60, with a $2,500 deductible and $5,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010074 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $678.89 |
| 27 | $711.48 |
| 30 | $770.54 |
| 40 | $867.63 |
| 50 | $1212.50 |
| 60 | $1842.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $5,900
- Family out-of-pocket max: $11,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.27/mo. This plan is $867.63/mo at 40 — a difference of $165.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Grady County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Mending Health | $692.16 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $703.80 |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $710.90 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | UnitedHealthcare | $732.81 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | UnitedHealthcare | $742.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010074 in FIPS 40051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grady County
Reviewed by Jason Burns, Editorial Steward.