Harmony by Medica Bronze $0 Copay PCP Visits — full price in Grady County, Oklahoma (2026)
Harmony by Medica Bronze $0 Copay PCP Visits (21333OK0010041), a expanded bronze plan from Medica in Grady County, Oklahoma, costs $641.86/month full price for a 40-year-old in 2026 — $1363.07 at 60, with a $7,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010041 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $502.24 |
| 27 | $526.34 |
| 30 | $570.04 |
| 40 | $641.86 |
| 50 | $896.99 |
| 60 | $1363.07 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.27/mo. This plan is $641.86/mo at 40 — a difference of $-60.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Grady County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $513.45 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $535.36 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $539.97 |
| MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $542.76 |
| MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) | Mending Health | $553.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010041 in FIPS 40051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grady County
Reviewed by Jason Burns, Editorial Steward.