UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Grady County, Oklahoma (2026)
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) (45480OK0110002), a silver plan from UnitedHealthcare in Grady County, Oklahoma, costs $738.20/month full price for a 40-year-old in 2026 — $1567.66 at 60, with a $2,600 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45480OK0110002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $577.62 |
| 27 | $605.34 |
| 30 | $655.60 |
| 40 | $738.20 |
| 50 | $1031.63 |
| 60 | $1567.66 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,600
- Family deductible: $5,200
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.27/mo. This plan is $738.20/mo at 40 — a difference of $35.93/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Grady County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $696.92 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $702.27 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | UnitedHealthcare | $707.83 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | UnitedHealthcare | $716.29 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | UnitedHealthcare | $729.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45480OK0110002 in FIPS 40051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grady County
Reviewed by Jason Burns, Editorial Steward.