UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) — full price in Gila County, Arizona (2026)
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) (40702AZ0070010), a gold plan from UnitedHealthcare in Gila County, Arizona, costs $701.67/month full price for a 40-year-old in 2026 — $1490.09 at 60, with a $1,250 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40702AZ0070010 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $549.04 |
| 27 | $575.39 |
| 30 | $623.16 |
| 40 | $701.67 |
| 50 | $980.58 |
| 60 | $1490.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,250
- Family deductible: $2,500
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $514.25/mo. This plan is $701.67/mo at 40 — a difference of $187.42/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Gila County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $591.25 |
| Imperial Preferred Gold | Imperial Insurance Companies, Inc. | $599.13 |
| Standard Gold | Ambetter from Arizona Complete Health | $646.91 |
| Standard Gold + Vision + Adult Dental | Ambetter from Arizona Complete Health | $663.84 |
| UHC Gold Standard | UnitedHealthcare | $674.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40702AZ0070010 in FIPS 04007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gila County
Reviewed by Jason Burns, Editorial Steward.