UHC Gold Standard — full price in Gila County, Arizona (2026)
UHC Gold Standard (40702AZ0060016), a gold plan from UnitedHealthcare in Gila County, Arizona, costs $674.44/month full price for a 40-year-old in 2026 — $1432.26 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40702AZ0060016 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $527.73 |
| 27 | $553.06 |
| 30 | $598.97 |
| 40 | $674.44 |
| 50 | $942.52 |
| 60 | $1432.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $514.25/mo. This plan is $674.44/mo at 40 — a difference of $160.19/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Gila County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $591.25 |
| Imperial Preferred Gold | Imperial Insurance Companies, Inc. | $599.13 |
| Standard Gold | Ambetter from Arizona Complete Health | $646.91 |
| Standard Gold + Vision + Adult Dental | Ambetter from Arizona Complete Health | $663.84 |
| Complete Gold | Ambetter from Arizona Complete Health | $674.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40702AZ0060016 in FIPS 04007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gila County
Reviewed by Jason Burns, Editorial Steward.