Imperial Preferred Gold — full price in Gila County, Arizona (2026)
Imperial Preferred Gold (85533AZ0020002), a gold plan from Imperial Insurance Companies, Inc. in Gila County, Arizona, costs $599.13/month full price for a 40-year-old in 2026 — $1272.33 at 60, with a $1,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 85533AZ0020002 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $468.80 |
| 27 | $491.31 |
| 30 | $532.09 |
| 40 | $599.13 |
| 50 | $837.28 |
| 60 | $1272.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $514.25/mo. This plan is $599.13/mo at 40 — a difference of $84.88/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Gila County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $591.25 |
| Standard Gold | Ambetter from Arizona Complete Health | $646.91 |
| Standard Gold + Vision + Adult Dental | Ambetter from Arizona Complete Health | $663.84 |
| UHC Gold Standard | UnitedHealthcare | $674.44 |
| Complete Gold | Ambetter from Arizona Complete Health | $674.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 85533AZ0020002 in FIPS 04007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gila County
Reviewed by Jason Burns, Editorial Steward.