Home › Costs › Arizona What health insurance costs without a subsidy in Arizona counties (2026) Full-price 2026 benchmark silver premiums for 15 Arizona counties, sourced from the CMS PY2026 QHP Landscape. These are the sticker prices households above the 400% federal poverty level pay in 2026 — with no premium tax credit — after the enhanced ARP/IRA subsidies expire.
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Cities in Arizona Gilbert, AZ Chandler, AZ Scottsdale, AZ Peoria, AZ Surprise, AZ San Tan Valley, AZ Goodyear, AZ Buckeye, AZ Queen Creek, AZ Maricopa, AZ Marana, AZ Catalina Foothills, AZ Private Health Insurance Direct Answers
Off-exchange private health insurance for the self-employed, 1099 contractors, business owners, and early retirees who pay full-price premium out of pocket. Sourced from HealthCare.gov, CMS, IRS, and DOL.
Informational only — not insurance, tax, or legal advice. Coverage, availability, and pricing vary by state, plan, and insurer. Not affiliated with, endorsed by, or acting on behalf of the U.S. government, any state government, HealthCare.gov, CMS, the IRS, or any insurer. By requesting a callback you agree to be contacted by phone, SMS, or email (TCPA consent). Consent is not a condition of purchase; message and data rates may apply. Insurance services provided by United Enrollment Services LLC, d/b/a Private Health Insurance Direct Answers. Agent services through Heather Fabrizio , licensed health & life insurance agent (NPN 20983651).
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