What health insurance costs without a subsidy in Walworth County, Wisconsin (2026)
In Walworth County, Wisconsin, the benchmark silver plan costs $546.34/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $383.93 to $870.91. A 60-year-old pays at least $815.32/month, a 21-year-old at least $300.41. 4 insurers offer 46 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $300.41/mo
- Age 40 — starting at $383.93/mo
- Age 60 — starting at $815.32/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $388.05/mo
- Silver — starting at $543.07/mo
- Gold — starting at $556.24/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
CareSource (Common Ground Healthcare), Dean Health Plan, MercyCare Health Plans, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Walworth County (FIPS 55127).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (46)
- MercyCare Bronze 10,000 (1 Free PCP Visit) — Bronze · $388.05/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $491.40/mo @ 40
- Dean Bronze Share — Expanded Bronze · $383.93/mo @ 40
- MercyCare Bronze Standard Expanded — Expanded Bronze · $421.82/mo @ 40
- Dean Bronze $0 Copay PCP Visits — Expanded Bronze · $422.09/mo @ 40
- Dean Expanded Bronze Standard — Expanded Bronze · $451.63/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $513.45/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $536.92/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $552.26/mo @ 40
- CareSource (Common Ground Healthcare) Bronze Standard $7500 — Expanded Bronze · $572.12/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) — Expanded Bronze · $572.38/mo @ 40
- CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam — Expanded Bronze · $573.52/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam — Expanded Bronze · $573.79/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded — Expanded Bronze · $598.64/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam — Expanded Bronze · $600.04/mo @ 40
- MercyCare Gold Standard — Gold · $556.24/mo @ 40
- Dean Gold Share — Gold · $614.96/mo @ 40
- Dean Gold Standard — Gold · $637.62/mo @ 40
- Dean Gold HSA — Gold · $651.97/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $700.73/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $705.99/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $720.80/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $721.32/mo @ 40
- CareSource (Common Ground Healthcare) Gold $3300 — Gold · $788.72/mo @ 40
- CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam — Gold · $790.12/mo @ 40
- CareSource (Common Ground Healthcare) Gold Standard $2000 — Gold · $796.54/mo @ 40
- CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam — Gold · $797.94/mo @ 40
- CareSource (Common Ground Healthcare) Gold $0 Ded — Gold · $869.53/mo @ 40
- CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam — Gold · $870.91/mo @ 40
- MercyCare Silver Standard — Silver · $543.07/mo @ 40
- MercyCare Silver 2,500 (3 Free PCP Visits) — Silver · $546.34/mo @ 40
- MercyCare Silver Health Savings — Silver · $550.77/mo @ 40
- Dean Silver $0 Copay PCP Visits — Silver · $609.88/mo @ 40
- Dean Silver Share — Silver · $623.56/mo @ 40
- Dean Silver Standard — Silver · $638.03/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $640.36/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — Silver · $640.38/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver · $648.08/mo @ 40
- UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $655.72/mo @ 40
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $663.41/mo @ 40
Showing first 40 of 46 plans on file.
Reviewed by Jason Burns, Editorial Steward.