CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam — full price in Walworth County, Wisconsin (2026)
CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam (87416WI0060012), a silver plan from CareSource (Common Ground Healthcare) in Walworth County, Wisconsin, costs $699.19/month full price for a 40-year-old in 2026 — $1484.81 at 60, with a $4,700 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 87416WI0060012 · Issuer: CareSource (Common Ground Healthcare) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $547.09 |
| 27 | $573.35 |
| 30 | $620.95 |
| 40 | $699.19 |
| 50 | $977.11 |
| 60 | $1484.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $546.34/mo. This plan is $699.19/mo at 40 — a difference of $152.85/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Walworth County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MercyCare Silver Standard | MercyCare Health Plans | $543.07 |
| MercyCare Silver 2,500 (3 Free PCP Visits) | MercyCare Health Plans | $546.34 |
| MercyCare Silver Health Savings | MercyCare Health Plans | $550.77 |
| Dean Silver $0 Copay PCP Visits | Dean Health Plan | $609.88 |
| Dean Silver Share | Dean Health Plan | $623.56 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 87416WI0060012 in FIPS 55127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Walworth County
Reviewed by Jason Burns, Editorial Steward.