UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — full price in Walworth County, Wisconsin (2026)
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) (80180WI0100020), a silver plan from UnitedHealthcare in Walworth County, Wisconsin, costs $648.08/month full price for a 40-year-old in 2026 — $1376.28 at 60, with a $3,500 deductible and $9,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 80180WI0100020 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $507.10 |
| 27 | $531.45 |
| 30 | $575.56 |
| 40 | $648.08 |
| 50 | $905.69 |
| 60 | $1376.28 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,800
- Family out-of-pocket max: $19,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $546.34/mo. This plan is $648.08/mo at 40 — a difference of $101.74/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Walworth County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MercyCare Silver Standard | MercyCare Health Plans | $543.07 |
| MercyCare Silver 2,500 (3 Free PCP Visits) | MercyCare Health Plans | $546.34 |
| MercyCare Silver Health Savings | MercyCare Health Plans | $550.77 |
| Dean Silver $0 Copay PCP Visits | Dean Health Plan | $609.88 |
| Dean Silver Share | Dean Health Plan | $623.56 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 80180WI0100020 in FIPS 55127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Walworth County
Reviewed by Jason Burns, Editorial Steward.