What health insurance costs without a subsidy in Sauk County, Wisconsin (2026)
In Sauk County, Wisconsin, the benchmark silver plan costs $572.96/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $352.77 to $844.46. A 60-year-old pays at least $749.15/month, a 21-year-old at least $276.03. 4 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $276.03/mo
- Age 40 — starting at $352.77/mo
- Age 60 — starting at $749.15/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $451.30/mo
- Silver — starting at $560.39/mo
- Gold — starting at $565.06/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Aspirus Health Plan, Dean Health Plan, Group Health Cooperative-SCW
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Sauk County (FIPS 55111).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (48)
- HMO Bronze 10000 — Bronze · $451.30/mo @ 40
- Partners HMO Bronze 6000 Ded/10600 MOOP HSA — Bronze · $474.42/mo @ 40
- Partners HMO Bronze 10600 Ded/10600 MOOP HSA — Bronze · $500.18/mo @ 40
- POS Bronze 8500 — Bronze · $523.40/mo @ 40
- HMO Catastrophic 10600 with 3 free PCP visits — Catastrophic · $360.13/mo @ 40
- Dean Focus Bronze Share — Expanded Bronze · $352.77/mo @ 40
- Dean Bronze Share — Expanded Bronze · $379.32/mo @ 40
- Dean Focus Bronze $0 Copay PCP Visits — Expanded Bronze · $387.84/mo @ 40
- Dean Focus Expanded Bronze Standard — Expanded Bronze · $414.98/mo @ 40
- Dean Bronze $0 Copay PCP Visits — Expanded Bronze · $417.02/mo @ 40
- Dean Expanded Bronze Standard — Expanded Bronze · $446.21/mo @ 40
- HMO Bronze 7500 — Expanded Bronze · $467.00/mo @ 40
- Partners HMO Bronze 7500 Ded/10000 MOOP HSA — Expanded Bronze · $504.03/mo @ 40
- HMO Bronze $0 Medical Deductible — Expanded Bronze · $514.38/mo @ 40
- POS Bronze 7500 — Expanded Bronze · $529.30/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $545.57/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $551.62/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $552.50/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $584.95/mo @ 40
- Dean Focus Gold Share — Gold · $565.06/mo @ 40
- Dean Focus Gold Standard — Gold · $585.87/mo @ 40
- Dean Focus Gold HSA — Gold · $599.06/mo @ 40
- Dean Gold Share — Gold · $607.58/mo @ 40
- Partners HMO Gold 1500 Ded/8000 MOOP with Vision — Gold · $611.58/mo @ 40
- HMO Gold 2700 — Gold · $622.21/mo @ 40
- HMO Gold 2000 — Gold · $626.69/mo @ 40
- Dean Gold Standard — Gold · $629.96/mo @ 40
- Partners HMO Gold 2000 Ded/8200 MOOP — Gold · $633.48/mo @ 40
- Partners HMO Gold 4000 Ded/4000 MOOP HSA — Gold · $637.35/mo @ 40
- Dean Gold HSA — Gold · $644.14/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $844.41/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $844.46/mo @ 40
- Dean Focus Silver $0 Copay PCP Visits — Silver · $560.39/mo @ 40
- Dean Focus Silver Share — Silver · $572.96/mo @ 40
- HMO Silver 6000 — Silver · $578.51/mo @ 40
- HMO Silver 6600 — Silver · $585.96/mo @ 40
- Dean Focus Silver Standard — Silver · $586.25/mo @ 40
- Dean Silver $0 Copay PCP Visits — Silver · $602.56/mo @ 40
- HMO HDHP Silver 5900 — Silver · $604.90/mo @ 40
- Dean Silver Share — Silver · $616.07/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.