Dean Focus Gold HSA — full price in Sauk County, Wisconsin (2026)
Dean Focus Gold HSA (38345WI0080063), a gold plan from Dean Health Plan in Sauk County, Wisconsin, costs $599.06/month full price for a 40-year-old in 2026 — $1272.18 at 60, with a $3,400 deductible and $4,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0080063 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $468.75 |
| 27 | $491.25 |
| 30 | $532.03 |
| 40 | $599.06 |
| 50 | $837.18 |
| 60 | $1272.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,400
- Family deductible: $6,800
- Individual out-of-pocket max: $4,400
- Family out-of-pocket max: $8,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $572.96/mo. This plan is $599.06/mo at 40 — a difference of $26.10/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Sauk County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Dean Focus Gold Share | Dean Health Plan | $565.06 |
| Dean Focus Gold Standard | Dean Health Plan | $585.87 |
| Dean Gold Share | Dean Health Plan | $607.58 |
| Partners HMO Gold 1500 Ded/8000 MOOP with Vision | Group Health Cooperative-SCW | $611.58 |
| HMO Gold 2700 | Aspirus Health Plan | $622.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0080063 in FIPS 55111.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sauk County
Reviewed by Jason Burns, Editorial Steward.