Dean Focus Gold Standard — full price in Sauk County, Wisconsin (2026)
Dean Focus Gold Standard (38345WI0080068), a gold plan from Dean Health Plan in Sauk County, Wisconsin, costs $585.87/month full price for a 40-year-old in 2026 — $1244.17 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0080068 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $458.43 |
| 27 | $480.43 |
| 30 | $520.32 |
| 40 | $585.87 |
| 50 | $818.75 |
| 60 | $1244.17 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $572.96/mo. This plan is $585.87/mo at 40 — a difference of $12.91/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Sauk County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Dean Focus Gold Share | Dean Health Plan | $565.06 |
| Dean Focus Gold HSA | Dean Health Plan | $599.06 |
| Dean Gold Share | Dean Health Plan | $607.58 |
| Partners HMO Gold 1500 Ded/8000 MOOP with Vision | Group Health Cooperative-SCW | $611.58 |
| HMO Gold 2700 | Aspirus Health Plan | $622.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0080068 in FIPS 55111.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sauk County
Reviewed by Jason Burns, Editorial Steward.