What health insurance costs without a subsidy in Milwaukee County, Wisconsin (2026)

Cost by age (2026, before subsidy)

• Age 21 — starting at $379.12/mo
• Age 40 — starting at $484.52/mo
• Age 60 — starting at $1028.93/mo

Cost by metal level (age 40, 2026)

• Bronze — starting at $509.23/mo
• Silver — starting at $641.59/mo
• Gold — starting at $669.02/mo

Deductibles & out-of-pocket (2026)

• Deductibles range from $0 to $10,600
• Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Anthem Blue Cross and Blue Shield, Network Health, UnitedHealthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

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Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

• CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Milwaukee County (FIPS 55079).
• HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
• Methodology — how we source, interpret, and label these figures.

Related counties in Wisconsin

• Ashland County — $777.50/mo benchmark
• Sawyer County — $777.50/mo benchmark
• Barron County — $746.29/mo benchmark
• Chippewa County — $746.29/mo benchmark
• Dunn County — $746.29/mo benchmark

All Wisconsin counties →

Plans available in this county (35)

• UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $509.23/mo @ 40
• Prestige Bronze Essential + 3 Free PCP Visits — Expanded Bronze · $484.52/mo @ 40
• Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits — Expanded Bronze · $489.50/mo @ 40
• Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $497.33/mo @ 40
• Anthem Bronze Pathway/Lean HSA (+ Incentives) — Expanded Bronze · $502.91/mo @ 40
• Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $503.71/mo @ 40
• Prestige Bronze Plus — Expanded Bronze · $504.78/mo @ 40
• Prestige Bronze $0 Medical Deductible — Expanded Bronze · $524.05/mo @ 40
• Prestige Bronze $0 Medical Deductible + Dental + Vision — Expanded Bronze · $529.44/mo @ 40
• UHC Bronze Standard (No Referrals) — Expanded Bronze · $532.08/mo @ 40
• Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $533.30/mo @ 40
• UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $556.41/mo @ 40
• UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $572.30/mo @ 40
• Prestige Gold — Gold · $669.02/mo @ 40
• Prestige Gold Essential + 3Free PCP Visits — Gold · $669.92/mo @ 40
• Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits — Gold · $676.81/mo @ 40
• Prestige Gold 50 + 1 Free PCP Visit — Gold · $714.55/mo @ 40
• Prestige Gold 50 + Dental + Vision + 1 Free PCP Visit — Gold · $721.90/mo @ 40
• UHC Gold Standard (No Referrals) — Gold · $726.16/mo @ 40
• UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $731.61/mo @ 40
• UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $746.96/mo @ 40
• UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $747.50/mo @ 40
• Anthem Gold Pathway/Lean 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $769.80/mo @ 40
• Anthem Gold Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $769.87/mo @ 40
• Prestige Silver — Silver · $641.59/mo @ 40
• Prestige Silver Essential + 3 Free PCP Visits — Silver · $662.93/mo @ 40
• UHC Silver Standard (No Referrals) — Silver · $663.60/mo @ 40
• UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — Silver · $663.63/mo @ 40
• Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits — Silver · $669.75/mo @ 40
• Anthem Silver Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $670.12/mo @ 40
• Anthem Silver Pathway/Lean 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) — Silver · $670.23/mo @ 40
• Anthem Silver Pathway/Lean 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $670.60/mo @ 40
• UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver · $671.60/mo @ 40
• UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $679.51/mo @ 40
• UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $687.49/mo @ 40