UHC Silver Standard (No Referrals) — full price in Milwaukee County, Wisconsin (2026)
UHC Silver Standard (No Referrals) (80180WI0100005), a silver plan from UnitedHealthcare in Milwaukee County, Wisconsin, costs $663.60/month full price for a 40-year-old in 2026 — $1409.24 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 80180WI0100005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $519.25 |
| 27 | $544.17 |
| 30 | $589.35 |
| 40 | $663.60 |
| 50 | $927.38 |
| 60 | $1409.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $662.93/mo. This plan is $663.60/mo at 40 — a difference of $0.67/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Milwaukee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Prestige Silver | Network Health | $641.59 |
| Prestige Silver Essential + 3 Free PCP Visits | Network Health | $662.93 |
| UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | UnitedHealthcare | $663.63 |
| Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits | Network Health | $669.75 |
| Anthem Silver Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $670.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 80180WI0100005 in FIPS 55079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Milwaukee County
Reviewed by Jason Burns, Editorial Steward.