UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — full price in Milwaukee County, Wisconsin (2026)
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) (80180WI0100022), a bronze plan from UnitedHealthcare in Milwaukee County, Wisconsin, costs $509.23/month full price for a 40-year-old in 2026 — $1081.42 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 80180WI0100022 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $398.46 |
| 27 | $417.59 |
| 30 | $452.25 |
| 40 | $509.23 |
| 50 | $711.65 |
| 60 | $1081.42 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $662.93/mo. This plan is $509.23/mo at 40 — a difference of $-153.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 80180WI0100022 in FIPS 55079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Milwaukee County
Reviewed by Jason Burns, Editorial Steward.