What health insurance costs without a subsidy in Jefferson County, Wisconsin (2026)
In Jefferson County, Wisconsin, the benchmark silver plan costs $623.56/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $383.93 to $870.91. A 60-year-old pays at least $815.32/month, a 21-year-old at least $300.41. 2 insurers offer 27 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $300.41/mo
- Age 40 — starting at $383.93/mo
- Age 60 — starting at $815.32/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $609.88/mo
- Gold — starting at $614.96/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $9,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
CareSource (Common Ground Healthcare), Dean Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Jefferson County (FIPS 55055).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (27)
- Dean Bronze Share — Expanded Bronze · $383.93/mo @ 40
- Dean Bronze $0 Copay PCP Visits — Expanded Bronze · $422.09/mo @ 40
- Dean Expanded Bronze Standard — Expanded Bronze · $451.63/mo @ 40
- CareSource (Common Ground Healthcare) Bronze Standard $7500 — Expanded Bronze · $572.12/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) — Expanded Bronze · $572.38/mo @ 40
- CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam — Expanded Bronze · $573.52/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam — Expanded Bronze · $573.79/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded — Expanded Bronze · $598.64/mo @ 40
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam — Expanded Bronze · $600.04/mo @ 40
- Dean Gold Share — Gold · $614.96/mo @ 40
- Dean Gold Standard — Gold · $637.62/mo @ 40
- Dean Gold HSA — Gold · $651.97/mo @ 40
- CareSource (Common Ground Healthcare) Gold $3300 — Gold · $788.72/mo @ 40
- CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam — Gold · $790.12/mo @ 40
- CareSource (Common Ground Healthcare) Gold Standard $2000 — Gold · $796.54/mo @ 40
- CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam — Gold · $797.94/mo @ 40
- CareSource (Common Ground Healthcare) Gold $0 Ded — Gold · $869.53/mo @ 40
- CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam — Gold · $870.91/mo @ 40
- Dean Silver $0 Copay PCP Visits — Silver · $609.88/mo @ 40
- Dean Silver Share — Silver · $623.56/mo @ 40
- Dean Silver Standard — Silver · $638.03/mo @ 40
- CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded — Silver · $691.31/mo @ 40
- CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded - Vision Exam — Silver · $692.71/mo @ 40
- CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded — Silver · $697.78/mo @ 40
- CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam — Silver · $699.19/mo @ 40
- CareSource (Common Ground Healthcare) Silver Standard $6000 — Silver · $700.26/mo @ 40
- CareSource (Common Ground Healthcare) Silver Standard $6000 - Vision Exam — Silver · $701.66/mo @ 40
Reviewed by Jason Burns, Editorial Steward.