CareSource (Common Ground Healthcare) Gold $0 Ded — full price in Jefferson County, Wisconsin (2026)
CareSource (Common Ground Healthcare) Gold $0 Ded (87416WI0030005), a gold plan from CareSource (Common Ground Healthcare) in Jefferson County, Wisconsin, costs $869.53/month full price for a 40-year-old in 2026 — $1846.56 at 60, with a $0 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 87416WI0030005 · Issuer: CareSource (Common Ground Healthcare) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $680.38 |
| 27 | $713.04 |
| 30 | $772.23 |
| 40 | $869.53 |
| 50 | $1215.16 |
| 60 | $1846.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $623.56/mo. This plan is $869.53/mo at 40 — a difference of $245.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Jefferson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Dean Gold Share | Dean Health Plan | $614.96 |
| Dean Gold Standard | Dean Health Plan | $637.62 |
| Dean Gold HSA | Dean Health Plan | $651.97 |
| CareSource (Common Ground Healthcare) Gold $3300 | CareSource (Common Ground Healthcare) | $788.72 |
| CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam | CareSource (Common Ground Healthcare) | $790.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 87416WI0030005 in FIPS 55055.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jefferson County
Reviewed by Jason Burns, Editorial Steward.