Dean Gold HSA — full price in Jefferson County, Wisconsin (2026)
Dean Gold HSA (38345WI0010158), a gold plan from Dean Health Plan in Jefferson County, Wisconsin, costs $651.97/month full price for a 40-year-old in 2026 — $1384.54 at 60, with a $3,400 deductible and $4,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0010158 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $510.15 |
| 27 | $534.63 |
| 30 | $579.02 |
| 40 | $651.97 |
| 50 | $911.12 |
| 60 | $1384.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,400
- Family deductible: $6,800
- Individual out-of-pocket max: $4,400
- Family out-of-pocket max: $8,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $623.56/mo. This plan is $651.97/mo at 40 — a difference of $28.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Jefferson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Dean Gold Share | Dean Health Plan | $614.96 |
| Dean Gold Standard | Dean Health Plan | $637.62 |
| CareSource (Common Ground Healthcare) Gold $3300 | CareSource (Common Ground Healthcare) | $788.72 |
| CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam | CareSource (Common Ground Healthcare) | $790.12 |
| CareSource (Common Ground Healthcare) Gold Standard $2000 | CareSource (Common Ground Healthcare) | $796.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0010158 in FIPS 55055.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jefferson County
Reviewed by Jason Burns, Editorial Steward.