What health insurance costs without a subsidy in Clark County, Wisconsin (2026)
In Clark County, Wisconsin, the benchmark silver plan costs $686.98/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $448.43 to $1111.66. A 60-year-old pays at least $952.30/month, a 21-year-old at least $350.89. 4 insurers offer 46 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $350.89/mo
- Age 40 — starting at $448.43/mo
- Age 60 — starting at $952.30/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $561.95/mo
- Silver — starting at $672.53/mo
- Gold — starting at $739.46/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Aspirus Health Plan, Medica, Security Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Clark County (FIPS 55019).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (46)
- HMO Bronze 10000 — Bronze · $561.95/mo @ 40
- SimplyOne $9,500 — Bronze · $563.30/mo @ 40
- POS Bronze 8500 — Bronze · $651.72/mo @ 40
- HMO Catastrophic 10600 with 3 free PCP visits — Catastrophic · $448.43/mo @ 40
- SimplyOne Protection — Catastrophic · $528.63/mo @ 40
- SimplyOne $7,500 — Expanded Bronze · $563.45/mo @ 40
- HMO Bronze 7500 — Expanded Bronze · $581.50/mo @ 40
- SimplyOne $7,500 HDHP — Expanded Bronze · $592.57/mo @ 40
- Medica Individual Choice Bronze Share — Expanded Bronze · $599.03/mo @ 40
- HMO Bronze $0 Medical Deductible — Expanded Bronze · $640.49/mo @ 40
- Medica Individual Choice Expanded Bronze Standard — Expanded Bronze · $650.54/mo @ 40
- POS Bronze 7500 — Expanded Bronze · $659.08/mo @ 40
- Medica Individual Choice Bronze HSA — Expanded Bronze · $665.38/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $718.18/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $726.16/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $727.31/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $770.05/mo @ 40
- Premier $7,500 — Expanded Bronze · $775.28/mo @ 40
- Premier $7,500 HDHP — Expanded Bronze · $815.35/mo @ 40
- SimplyOne $3,500 - 30% — Gold · $739.46/mo @ 40
- HMO Gold 2700 — Gold · $774.76/mo @ 40
- HMO Gold 2000 — Gold · $780.35/mo @ 40
- SimplyOne $2,000 - 25% — Gold · $803.55/mo @ 40
- Medica Individual Choice Gold $0 Copay PCP Visits — Gold · $826.99/mo @ 40
- Medica Individual Choice Gold Share — Gold · $844.22/mo @ 40
- Medica Individual Choice Gold Standard — Gold · $854.03/mo @ 40
- Premier $3,500 - 30% — Gold · $1017.46/mo @ 40
- Premier $2,000 - 25% — Gold · $1105.64/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $1111.58/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $1111.66/mo @ 40
- SimplyOne $6,000 - 40% — Silver · $672.53/mo @ 40
- SimplyOne $4,000 - 50% — Silver · $686.98/mo @ 40
- HMO Silver 6000 — Silver · $720.35/mo @ 40
- SimplyOne $5,000 HDHP — Silver · $728.53/mo @ 40
- HMO Silver 6600 — Silver · $729.63/mo @ 40
- HMO HDHP Silver 5900 — Silver · $753.21/mo @ 40
- POS Silver 6000 — Silver · $815.53/mo @ 40
- Medica Individual Choice Silver $0 Copay PCP Visits — Silver · $828.61/mo @ 40
- Medica Individual Choice Silver Share — Silver · $846.86/mo @ 40
- Medica Individual Choice Silver Standard — Silver · $848.99/mo @ 40
Showing first 40 of 46 plans on file.
Reviewed by Jason Burns, Editorial Steward.