HMO Gold 2000 — full price in Clark County, Wisconsin (2026)
HMO Gold 2000 (86584WI0010015), a gold plan from Aspirus Health Plan in Clark County, Wisconsin, costs $780.35/month full price for a 40-year-old in 2026 — $1657.17 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010015 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $610.60 |
| 27 | $639.91 |
| 30 | $693.03 |
| 40 | $780.35 |
| 50 | $1090.53 |
| 60 | $1657.17 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $686.98/mo. This plan is $780.35/mo at 40 — a difference of $93.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Clark County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| SimplyOne $3,500 - 30% | Security Health Plan | $739.46 |
| HMO Gold 2700 | Aspirus Health Plan | $774.76 |
| SimplyOne $2,000 - 25% | Security Health Plan | $803.55 |
| Medica Individual Choice Gold $0 Copay PCP Visits | Medica | $826.99 |
| Medica Individual Choice Gold Share | Medica | $844.22 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010015 in FIPS 55019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clark County
Reviewed by Jason Burns, Editorial Steward.