HMO Bronze $0 Medical Deductible — full price in Clark County, Wisconsin (2026)
HMO Bronze $0 Medical Deductible (86584WI0010016), a expanded bronze plan from Aspirus Health Plan in Clark County, Wisconsin, costs $640.49/month full price for a 40-year-old in 2026 — $1360.17 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010016 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $501.17 |
| 27 | $525.22 |
| 30 | $568.83 |
| 40 | $640.49 |
| 50 | $895.09 |
| 60 | $1360.17 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $686.98/mo. This plan is $640.49/mo at 40 — a difference of $-46.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Clark County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| SimplyOne $7,500 | Security Health Plan | $563.45 |
| HMO Bronze 7500 | Aspirus Health Plan | $581.50 |
| SimplyOne $7,500 HDHP | Security Health Plan | $592.57 |
| Medica Individual Choice Bronze Share | Medica | $599.03 |
| Medica Individual Choice Expanded Bronze Standard | Medica | $650.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010016 in FIPS 55019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clark County
Reviewed by Jason Burns, Editorial Steward.