What health insurance costs without a subsidy in Hidalgo County, Texas (2026)
In Hidalgo County, Texas, the benchmark silver plan costs $648.73/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $380.33 to $847.43. A 60-year-old pays at least $807.69/month, a 21-year-old at least $297.60. 5 insurers offer 78 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $297.60/mo
- Age 40 — starting at $380.33/mo
- Age 60 — starting at $807.69/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $450.05/mo
- Silver — starting at $578.51/mo
- Gold — starting at $500.58/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Oscar Insurance Company, UnitedHealthcare, WellPoint
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Hidalgo County (FIPS 48215).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (78)
- Blue Advantage Plus Bronze℠ 305 — Bronze · $450.05/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $529.51/mo @ 40
- Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $435.58/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $438.75/mo @ 40
- MyBlue Health Bronze℠ 402 — Expanded Bronze · $380.33/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $445.38/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $445.88/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $454.03/mo @ 40
- Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $458.46/mo @ 40
- Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $464.69/mo @ 40
- Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) — Expanded Bronze · $466.09/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $469.55/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $471.12/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $475.20/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $476.64/mo @ 40
- Wellpoint Essential Bronze 4000 HSA (+ Incentives) — Expanded Bronze · $478.55/mo @ 40
- Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $483.79/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $484.63/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $486.09/mo @ 40
- Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $487.97/mo @ 40
- Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $489.15/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $496.51/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $553.26/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $572.17/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $585.48/mo @ 40
- MyBlue Health Gold℠ 403 — Gold · $500.58/mo @ 40
- Standard Gold — Gold · $593.12/mo @ 40
- Everyday Gold — Gold · $595.86/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $605.22/mo @ 40
- Complete Gold — Gold · $606.63/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $615.19/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $617.75/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $618.04/mo @ 40
- Gold Classic Standard — Gold · $620.81/mo @ 40
- Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $622.68/mo @ 40
- Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $625.34/mo @ 40
- Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $626.40/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $629.21/mo @ 40
- Gold Classic — Gold · $630.51/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $630.68/mo @ 40
Showing first 40 of 78 plans on file.
Reviewed by Jason Burns, Editorial Steward.