Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Hidalgo County, Texas (2026)
Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0030003), a expanded bronze plan from WellPoint in Hidalgo County, Texas, costs $489.15/month full price for a 40-year-old in 2026 — $1038.78 at 60, with a $4,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0030003 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $382.75 |
| 27 | $401.12 |
| 30 | $434.42 |
| 40 | $489.15 |
| 50 | $683.59 |
| 60 | $1038.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $648.73/mo. This plan is $489.15/mo at 40 — a difference of $-159.58/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Hidalgo County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Bronze℠ 402 | Blue Cross and Blue Shield of Texas | $380.33 |
| Blue Advantage Bronze HMO℠ Standard | Blue Cross and Blue Shield of Texas | $445.38 |
| Blue Advantage Bronze HMO℠ 204 | Blue Cross and Blue Shield of Texas | $445.88 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $454.03 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $458.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0030003 in FIPS 48215.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hidalgo County
Reviewed by Jason Burns, Editorial Steward.