Gold Classic — full price in Hidalgo County, Texas (2026)
Gold Classic (20069TX0100055), a gold plan from Oscar Insurance Company in Hidalgo County, Texas, costs $630.51/month full price for a 40-year-old in 2026 — $1338.96 at 60, with a $2,500 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100055 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $493.36 |
| 27 | $517.03 |
| 30 | $559.96 |
| 40 | $630.51 |
| 50 | $881.13 |
| 60 | $1338.96 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $648.73/mo. This plan is $630.51/mo at 40 — a difference of $-18.22/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Hidalgo County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Gold℠ 403 | Blue Cross and Blue Shield of Texas | $500.58 |
| Standard Gold | Ambetter from Superior HealthPlan | $593.12 |
| Everyday Gold | Ambetter from Superior HealthPlan | $595.86 |
| Blue Advantage Gold HMO℠ 206 | Blue Cross and Blue Shield of Texas | $605.22 |
| Complete Gold | Ambetter from Superior HealthPlan | $606.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100055 in FIPS 48215.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hidalgo County
Reviewed by Jason Burns, Editorial Steward.