Wellpoint Essential Bronze 4000 HSA (+ Incentives) — full price in Hidalgo County, Texas (2026)
Wellpoint Essential Bronze 4000 HSA (+ Incentives) (47501TX0040002), a expanded bronze plan from WellPoint in Hidalgo County, Texas, costs $478.55/month full price for a 40-year-old in 2026 — $1016.26 at 60, with a $4,000 deductible and $8,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0040002 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $374.45 |
| 27 | $392.42 |
| 30 | $425.00 |
| 40 | $478.55 |
| 50 | $668.77 |
| 60 | $1016.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,450
- Family out-of-pocket max: $16,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $648.73/mo. This plan is $478.55/mo at 40 — a difference of $-170.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Hidalgo County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Bronze℠ 402 | Blue Cross and Blue Shield of Texas | $380.33 |
| Blue Advantage Bronze HMO℠ Standard | Blue Cross and Blue Shield of Texas | $445.38 |
| Blue Advantage Bronze HMO℠ 204 | Blue Cross and Blue Shield of Texas | $445.88 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $454.03 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $458.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040002 in FIPS 48215.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hidalgo County
Reviewed by Jason Burns, Editorial Steward.