What health insurance costs without a subsidy in Cameron County, Texas (2026)
In Cameron County, Texas, the benchmark silver plan costs $710.18/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $354.79 to $839.73. A 60-year-old pays at least $753.43/month, a 21-year-old at least $277.61. 5 insurers offer 78 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $277.61/mo
- Age 40 — starting at $354.79/mo
- Age 60 — starting at $753.43/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $432.42/mo
- Silver — starting at $539.67/mo
- Gold — starting at $466.97/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Oscar Insurance Company, UnitedHealthcare, WellPoint
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Cameron County (FIPS 48061).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (78)
- Blue Advantage Plus Bronze℠ 305 — Bronze · $432.42/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $524.69/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $433.51/mo @ 40
- Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $438.88/mo @ 40
- MyBlue Health Bronze℠ 402 — Expanded Bronze · $354.79/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $440.07/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $440.56/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $452.68/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $459.13/mo @ 40
- Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $461.92/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $467.06/mo @ 40
- Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $468.20/mo @ 40
- Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) — Expanded Bronze · $469.60/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $474.82/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $480.53/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $481.98/mo @ 40
- Wellpoint Essential Bronze 4000 HSA (+ Incentives) — Expanded Bronze · $482.16/mo @ 40
- Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $487.44/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $490.06/mo @ 40
- Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $491.65/mo @ 40
- Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $492.85/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $502.08/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $548.23/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $566.97/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $580.16/mo @ 40
- MyBlue Health Gold℠ 403 — Gold · $466.97/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $597.99/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $605.99/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $610.36/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $613.13/mo @ 40
- Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $627.38/mo @ 40
- Gold Classic Standard — Gold · $627.77/mo @ 40
- Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $630.05/mo @ 40
- Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $631.13/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $637.07/mo @ 40
- Gold Classic — Gold · $637.58/mo @ 40
- Gold Elite — Gold · $650.78/mo @ 40
- Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $658.99/mo @ 40
- Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $661.58/mo @ 40
- Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $663.05/mo @ 40
Showing first 40 of 78 plans on file.
Reviewed by Jason Burns, Editorial Steward.