Bronze Classic Standard — full price in Cameron County, Texas (2026)
Bronze Classic Standard (20069TX0100050), a expanded bronze plan from Oscar Insurance Company in Cameron County, Texas, costs $474.82/month full price for a 40-year-old in 2026 — $1008.34 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100050 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $371.54 |
| 27 | $389.36 |
| 30 | $421.69 |
| 40 | $474.82 |
| 50 | $663.55 |
| 60 | $1008.34 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.18/mo. This plan is $474.82/mo at 40 — a difference of $-235.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cameron County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Bronze℠ 402 | Blue Cross and Blue Shield of Texas | $354.79 |
| Blue Advantage Bronze HMO℠ Standard | Blue Cross and Blue Shield of Texas | $440.07 |
| Blue Advantage Bronze HMO℠ 204 | Blue Cross and Blue Shield of Texas | $440.56 |
| Blue Advantage Plus Bronze℠ Standard | Blue Cross and Blue Shield of Texas | $452.68 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $459.13 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100050 in FIPS 48061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cameron County
Reviewed by Jason Burns, Editorial Steward.