Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Cameron County, Texas (2026)
Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0040008), a gold plan from WellPoint in Cameron County, Texas, costs $630.05/month full price for a 40-year-old in 2026 — $1338.00 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0040008 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $493.00 |
| 27 | $516.66 |
| 30 | $559.56 |
| 40 | $630.05 |
| 50 | $880.50 |
| 60 | $1338.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.18/mo. This plan is $630.05/mo at 40 — a difference of $-80.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Cameron County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Gold℠ 403 | Blue Cross and Blue Shield of Texas | $466.97 |
| Blue Advantage Gold HMO℠ 206 | Blue Cross and Blue Shield of Texas | $597.99 |
| Blue Advantage Plus Gold℠ 803 | Blue Cross and Blue Shield of Texas | $605.99 |
| Blue Advantage Gold HMO℠ Standard | Blue Cross and Blue Shield of Texas | $610.36 |
| Blue Advantage Plus Gold℠ 203 | Blue Cross and Blue Shield of Texas | $613.13 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040008 in FIPS 48061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cameron County
Reviewed by Jason Burns, Editorial Steward.