Silver Classic Standard — full price in Cameron County, Texas (2026)
Silver Classic Standard (20069TX0100052), a silver plan from Oscar Insurance Company in Cameron County, Texas, costs $737.81/month full price for a 40-year-old in 2026 — $1566.84 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100052 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $577.33 |
| 27 | $605.03 |
| 30 | $655.25 |
| 40 | $737.81 |
| 50 | $1031.09 |
| 60 | $1566.84 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.18/mo. This plan is $737.81/mo at 40 — a difference of $27.63/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Cameron County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyBlue Health Silver℠ 405 | Blue Cross and Blue Shield of Texas | $539.67 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $710.18 |
| Blue Advantage Silver HMO℠ 205 | Blue Cross and Blue Shield of Texas | $718.02 |
| Blue Advantage Plus Silver℠ 202 | Blue Cross and Blue Shield of Texas | $724.24 |
| Blue Advantage Plus Silver℠ Standard | Blue Cross and Blue Shield of Texas | $727.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100052 in FIPS 48061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cameron County
Reviewed by Jason Burns, Editorial Steward.