What health insurance costs without a subsidy in Horry County, South Carolina (2026)
In Horry County, South Carolina, the benchmark silver plan costs $498.32/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $335.74 to $686.97. A 60-year-old pays at least $712.98/month, a 21-year-old at least $262.70. 3 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $262.70/mo
- Age 40 — starting at $335.74/mo
- Age 60 — starting at $712.98/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $335.74/mo
- Silver — starting at $496.87/mo
- Gold — starting at $521.71/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Horry County (FIPS 45051).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (48)
- Blue Pee Dee Bronze 2 — Bronze · $335.74/mo @ 40
- First Choice Next Bronze Essential — Bronze · $457.02/mo @ 40
- Blue Pee Dee Standard Expanded Bronze — Expanded Bronze · $349.01/mo @ 40
- Blue Pee Dee Bronze 1 — Expanded Bronze · $351.55/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $385.10/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $392.27/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $392.40/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $421.65/mo @ 40
- Everyday Bronze — Expanded Bronze · $426.04/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $427.28/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $429.77/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $440.10/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $441.73/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $461.90/mo @ 40
- Elite Bronze — Expanded Bronze · $486.04/mo @ 40
- First Choice Next Bronze Signature — Expanded Bronze · $492.32/mo @ 40
- First Choice Next Bronze Premier — Expanded Bronze · $496.37/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $502.08/mo @ 40
- Blue Pee Dee Gold 1 — Gold · $521.71/mo @ 40
- Blue Pee Dee Standard Gold — Gold · $542.00/mo @ 40
- Standard Gold — Gold · $567.96/mo @ 40
- BlueEssentials Gold 5 — Gold · $580.10/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $599.94/mo @ 40
- BlueEssentials Gold 1 — Gold · $609.11/mo @ 40
- BlueEssentials Standard Gold — Gold · $611.50/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $640.26/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $658.41/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $658.87/mo @ 40
- First Choice Next Gold Signature — Gold · $669.01/mo @ 40
- First Choice Next Gold Premier — Gold · $686.97/mo @ 40
- Blue Pee Dee Silver 2 — Silver · $496.87/mo @ 40
- Blue Pee Dee Silver 2 + Adult Vision — Silver · $498.32/mo @ 40
- Blue Pee Dee Silver 1 — Silver · $500.12/mo @ 40
- Blue Pee Dee Standard Silver — Silver · $508.00/mo @ 40
- Standard Silver — Silver · $543.31/mo @ 40
- Focused Silver — Silver · $549.28/mo @ 40
- BlueEssentials Silver 14 — Silver · $559.59/mo @ 40
- BlueEssentials Silver 14 + Adult Vision — Silver · $561.05/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $561.24/mo @ 40
- Blue VirtuConnect Silver 1 — Silver · $562.10/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.