First Choice Next Silver Premier — full price in Horry County, South Carolina (2026)
First Choice Next Silver Premier (73107SC0010007), a silver plan from First Choice Next in Horry County, South Carolina, costs $597.14/month full price for a 40-year-old in 2026 — $1268.10 at 60, with a $400 deductible and $10,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010007 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $467.25 |
| 27 | $489.68 |
| 30 | $530.33 |
| 40 | $597.14 |
| 50 | $834.50 |
| 60 | $1268.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $400
- Family deductible: $800
- Individual out-of-pocket max: $10,200
- Family out-of-pocket max: $20,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $498.32/mo. This plan is $597.14/mo at 40 — a difference of $98.82/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Horry County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Pee Dee Silver 2 | BlueCross BlueShield of South Carolina | $496.87 |
| Blue Pee Dee Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $498.32 |
| Blue Pee Dee Silver 1 | BlueCross BlueShield of South Carolina | $500.12 |
| Blue Pee Dee Standard Silver | BlueCross BlueShield of South Carolina | $508.00 |
| Standard Silver | Ambetter from Absolute Total Care | $543.31 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010007 in FIPS 45051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Horry County
Reviewed by Jason Burns, Editorial Steward.