BlueEssentials Silver 40 — full price in Horry County, South Carolina (2026)
BlueEssentials Silver 40 (26065SC0380052), a silver plan from BlueCross BlueShield of South Carolina in Horry County, South Carolina, costs $572.38/month full price for a 40-year-old in 2026 — $1215.52 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Horry County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 26065SC0380052 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $447.87 |
| 27 | $469.37 |
| 30 | $508.33 |
| 40 | $572.38 |
| 50 | $799.90 |
| 60 | $1215.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $498.32/mo. This plan is $572.38/mo at 40 — a difference of $74.06/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Horry County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Pee Dee Silver 2 | BlueCross BlueShield of South Carolina | $496.87 |
| Blue Pee Dee Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $498.32 |
| Blue Pee Dee Silver 1 | BlueCross BlueShield of South Carolina | $500.12 |
| Blue Pee Dee Standard Silver | BlueCross BlueShield of South Carolina | $508.00 |
| Standard Silver | Ambetter from Absolute Total Care | $543.31 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380052 in FIPS 45051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Horry County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/sc/horry/26065sc0380052 · Record ID PHI-OGYC6PIV