What health insurance costs without a subsidy in Fairfield County, South Carolina (2026)
In Fairfield County, South Carolina, the benchmark silver plan costs $536.13/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $415.83 to $883.43. A 60-year-old pays at least $883.08/month, a 21-year-old at least $325.39. 5 insurers offer 68 plans, according to the CMS PY2026 QHP Landscape. 2027 plans for Fairfield County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $325.39/mo
- Age 40 — starting at $415.83/mo
- Age 60 — starting at $883.08/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $464.53/mo
- Silver — starting at $530.30/mo
- Gold — starting at $554.36/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, Molina Healthcare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Fairfield County (FIPS 45039).
- HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (68)
- First Choice Next Bronze Essential — Bronze · $464.53/mo @ 40
- UHC Bronze Essential- — Bronze · $543.73/mo @ 40
- UHC Bronze Essential — Bronze · $543.77/mo @ 40
- Everyday Bronze — Expanded Bronze · $415.83/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $417.05/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $429.56/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $445.47/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $453.77/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $453.92/mo @ 40
- Elite Bronze — Expanded Bronze · $474.40/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $487.76/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $490.06/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $497.15/mo @ 40
- First Choice Next Bronze Signature — Expanded Bronze · $500.41/mo @ 40
- First Choice Next Bronze Premier — Expanded Bronze · $504.53/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $510.98/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $534.32/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $574.42/mo @ 40
- UHC Bronze Standard Plus Chiro — Expanded Bronze · $578.72/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded — Expanded Bronze · $593.99/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) — Expanded Bronze · $610.30/mo @ 40
- Standard Gold — Gold · $554.36/mo @ 40
- Molina Gold Core 1640 — Gold · $591.92/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $595.82/mo @ 40
- Molina Gold Value — Gold · $597.12/mo @ 40
- Molina Gold Value Plus with Adult Vision — Gold · $601.02/mo @ 40
- Molina Gold Standard — Gold · $618.33/mo @ 40
- Molina Gold Value Plus with Adult Dental and Vision — Gold · $618.93/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $634.27/mo @ 40
- BlueEssentials Gold 5 — Gold · $671.04/mo @ 40
- First Choice Next Gold Signature — Gold · $680.00/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $694.01/mo @ 40
- First Choice Next Gold Premier — Gold · $698.26/mo @ 40
- BlueEssentials Gold 1 — Gold · $704.60/mo @ 40
- BlueEssentials Standard Gold — Gold · $707.37/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $740.65/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $761.64/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $762.17/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded — Gold · $842.33/mo @ 40
- UHC Gold Standard — Gold · $858.51/mo @ 40
Showing first 40 of 68 plans on file. Every remaining plan is listed below.
All other plans in Fairfield County
- UHC Gold Standard Plus Chiro — Gold
- UHC Gold Advantage — Gold
- UHC Gold Advantage+ (Dental + Vision) — Gold
- Standard Silver — Silver
- Focused Silver — Silver
- Standard Silver + Vision + Adult Dental — Silver
- Molina Silver Saver — Silver
- Molina Silver Standard — Silver
- Molina Silver Core — Silver
- Molina Silver Core Plus with Adult Vision — Silver
- First Choice Next Silver Signature — Silver
- Molina Silver Core Plus with Adult Dental and Vision — Silver
- First Choice Next Silver Essential — Silver
- First Choice Next Silver Premier — Silver
- BlueEssentials Silver 14 — Silver
- BlueEssentials Silver 14 + Adult Vision — Silver
- Blue VirtuConnect Silver 1 — Silver
- BlueEssentials Silver 40 — Silver
- BlueEssentials Standard Silver — Silver
- BlueExtend PPO Standard Silver — Silver
- BlueExtend PPO HD Silver 2 — Silver
- BlueExtend PPO HD Silver 1 — Silver
- UHC Silver Standard- — Silver
- UHC Silver Standard — Silver
- UHC Silver Advantage — Silver
- UHC Silver Copay Focus $0 Indiv Med Ded — Silver
- UHC Silver Standard Plus Chiro — Silver
- UHC Silver Advantage+ (Dental + Vision) — Silver
Reviewed by Jason Burns, Editorial Steward.