BlueEssentials Standard Gold — full price in Fairfield County, South Carolina (2026)
BlueEssentials Standard Gold (26065SC0690001), a gold plan from BlueCross BlueShield of South Carolina in Fairfield County, South Carolina, costs $707.37/month full price for a 40-year-old in 2026 — $1502.20 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0690001 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $553.50 |
| 27 | $580.07 |
| 30 | $628.22 |
| 40 | $707.37 |
| 50 | $988.55 |
| 60 | $1502.20 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $536.13/mo. This plan is $707.37/mo at 40 — a difference of $171.24/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Fairfield County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Absolute Total Care | $554.36 |
| Molina Gold Core 1640 | Molina Healthcare | $591.92 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $595.82 |
| Molina Gold Value | Molina Healthcare | $597.12 |
| Molina Gold Value Plus with Adult Vision | Molina Healthcare | $601.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0690001 in FIPS 45039.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Fairfield County
Reviewed by Jason Burns, Editorial Steward.