First Choice Next Silver Essential — full price in Fairfield County, South Carolina (2026)
First Choice Next Silver Essential (73107SC0010008), a silver plan from First Choice Next in Fairfield County, South Carolina, costs $605.05/month full price for a 40-year-old in 2026 — $1284.91 at 60, with a $6,100 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010008 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $473.44 |
| 27 | $496.16 |
| 30 | $537.35 |
| 40 | $605.05 |
| 50 | $845.56 |
| 60 | $1284.91 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $536.13/mo. This plan is $605.05/mo at 40 — a difference of $68.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Fairfield County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Absolute Total Care | $530.30 |
| Focused Silver | Ambetter from Absolute Total Care | $536.13 |
| Standard Silver + Vision + Adult Dental | Ambetter from Absolute Total Care | $547.80 |
| Molina Silver Saver | Molina Healthcare | $576.61 |
| Molina Silver Standard | Molina Healthcare | $580.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010008 in FIPS 45039.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Fairfield County
Reviewed by Jason Burns, Editorial Steward.